Why We Designed This Insurance — And Who It’s Built For
When we created this insurance, we weren’t starting from scratch. We were building on what we’d already developed for humanitarian organisations and media professionals — people who face serious risks while doing essential work in some of the world’s most challenging environments.
The goal was simple: to offer insurance that actually works in the real world. Cover that reflects the realities of fieldwork, fast-changing threats, and the unique responsibility that comes with sending people overseas.
Now, we’ve expanded that offering. This version of the policy draws on our original work, but is designed to meet the needs of a broader audience — anyone working or travelling in high-risk regions, whether they’re going solo or managing a team.
What We Learned from NGOs and Media Teams
Humanitarian and media workers often travel to unstable areas. Many work with local staff. Most aren’t fully covered by standard travel insurance. That’s what we set out to solve.
We listened to:
- Programme and logistics managers needing cover for local teams
- Freelancers travelling to report from conflict zones
- Security leads responsible for rapid evacuation support
- Editors, field directors, and NGOs needing admin-lite group schemes
These weren’t abstract needs. They were real-world requests from people already operating in high-risk areas.
The Common Gaps We Had to Fix
Too often, traditional insurance:
- Excluded conflict zones entirely
- Didn’t allow short-term cover
- Provided no protection for local staff
- Required complex, slow approvals
- Was built for holidaymakers, not working professionals
We redesigned around these issues, creating cover that:
- Can be arranged quickly, with simple admin
- Works in war zones and hostile areas
- Includes local teams without complex add-ons
- Covers people while they work, not just while they travel
Why We’re Expanding Now
What started as specialist insurance for journalists and humanitarian workers is now something more.
Today, a growing number of people are operating internationally:
- Independent consultants
- Engineers and technical teams
- Contractors in reconstruction or logistics
- Remote workers in fragile or post-crisis countries
- Companies sending staff on short field assignments
These people face the same risks — road accidents, sudden illness, security issues — but often don’t have appropriate cover.
We saw an opportunity to give them access to the same practical protection. That’s what this new product does.
Who This Is For Now
This insurance is now designed for:
- Individuals travelling to do paid or voluntary work overseas
- Employers needing to cover staff during short contracts or deployments
- Project managers or team leads working in-country or remotely
- Organisations with a duty of care to international or locally employed staff
- Anyone needing short-term, flexible, conflict-ready insurance
If you’re heading to — or sending people into — regions where reliable healthcare, safety, or evacuation support may not be guaranteed, this cover is made for you.
What Makes It Different?
Unlike standard travel insurance, this product includes:
- Accidental death and disability cover
- Medical expenses from illness or accident
- Emergency evacuation from point of incident
- Repatriation to home country
- Cover in conflict zones without additional premium
- Daily rates for group cover
- Short-term options from 3 days up to 52 weeks
It’s straightforward, flexible, and backed by providers who understand high-risk environments.
Trusted by Professionals in High-Risk Fields
We’ve supported:
- International NGOs and faith-based missions
- Journalists, newsrooms, and freelancers
- Research groups, logistics teams, and security providers
- Individuals working in conflict, post-conflict, and remote settings
The same principles now apply to this broader policy:
Simple to arrange. Backed by experience. Built for the real world.
Ready to Get Covered?
