• long term care insurance

    How Long Term Care Insurance Works

    According to the U.S. Department of Health and Human Services, almost 70% of people aged 65 will require some kind of long-term care soon. Normal health insurance does not cater for long-term care costs. Medicare also won’t help because it will only cover a short stay in the nursing home...
  • long term care insurance

    Things to Know About Long Term Care Insurance

    It is possible that you have never thought about taking up long term care (LTC) insurance. While this kind of insurance may not look important during the prime years of life, it is bound to gain importance during your sunset years. Indeed, after age 60, one is more likely...
  • Mortgage Insurance Or Term Life Insurance

    Mortgage Insurance or Term Life Insurance

    You will definitely hear the term mortgage insurance in the process of seeking financing for your new home. It will be packaged as “protection for your family” although you will probably feel that it’s an unwelcomed guest looking to stretch tighter your already stretched budget. As a new or...
  • Burial Insurance

    Burial Insurance for Cancer Patients

    Bad news. You have been diagnosed with cancer. Even more bad news, you are financially drained. From secondary procedures to cancer drugs, cancer treatment can be really expensive and will take a financial toll on anyone. This is especially the case if you did not have a medical cover....
  • burial insurance

    Types of Burial Insurance

    Many people today have decided to purchase burial insurance to help protect their families. Deciding if this type of insurance is for you takes time. However, it is something you should consider. Known as final expense insurance, burial insurance is a specialized type of insurance that fulfills one purpose—covering...
  • Burial Insurance

    Burial Insurance

    We don’t like to talk about death very often, therefore we’re often surprised by how much everything can cost. Headstones, flowers for the funeral, a casket or urn, labor fees to dig the burial site or run the cremation services—all of it adds up. Losing you will be hard...
  • long term care insurance

    Long Term Care Insurance

    Ageing is inevitable. It is something that was programmed into our DNA since inception. It is therefore common knowledge that our health usually tends to deteriorate as we age. This is true even for those people who live a healthy lifestyle. This progressive deterioration of health might require long...
  • Term Life Insurance

    Simple Guide to Term Life Insurance

    The sad truth in life is that we all die. Fortunately, there are a few things you can do to ensure that your death is not as tragic. One of these things is purchasing life insurance coverage. Yes, getting the right life insurance policy may prove to be a...
  • Term Life Insurance

    Term Life Insurance

    Life insurance is basically bought to replace one’s income in case they die; the money will cater for debts and day to day living costs of family members. A good example is where you and your partner own a home and it happens that you die, leaving your spouse...
  • cheap insurance

    Life Insurance: Is Cheap Insurance Good?

    There is a lot of consideration when it comes to the task of choosing life insurance. Having cheap insurance doesn’t necessarily mean that you will get the insurance coverage that you need. Getting life insurance that is budget-friendly is vital but so is choosing the proper life insurance that will...
  • When Should You Invest In Life Insurance?

    Having life insurance is never a bad thing. However, you might be wondering whether or not you need to pay for a life insurance policy in your given circumstances. Before you decide you don’t need life insurance, consider this: the average cost of a funeral in America is roughly...
  • The Difference Between Permanent and Term Life Insurance

    An often asked question is “What type of life insurance is best?” The answer: it depends. There are different types of life insurance, like there are different types of ice cream, and every person has their own preference on flavor. Term Life Insurance Term insurance is life insurance in...
  • Who Should Have Life Insurance?

    Life insurance policies have become cliche within the crime-drama genre on television. Everyone has seen a show in which a victim is killed by someone wishing to collect on a life insurance policy. If you take these shows seriously, you might come to the conclusion that it’s safer not...
  • Life Insurance: How Much Do You Need?

    Almost everyone needs life insurance. If someone will be financially hurting if you pass away, you need life insurance. Determining if you need life insurance is easy; but, determining how much life insurance you may need is a little harder, and much more important. One thing to remember is...
  • What Are the Different Kinds of Life Insurance?

    Many people are already familiar with the benefits of health, car, and home insurance, but one of the most important forms of protection that a family can have is often neglected: life insurance. Today’s families often have two breadwinners who bring home income that should be protected against any...
  • Unclaimed Life Insurance and How to Find Its Policies

    The United States has a large number of unclaimed life insurance benefits. In fact, there may be over $1 billion of unclaimed life insurance money, according to experts in the treasury department. How is this possible? Turns out, many people purchase life insurance policies, but they don’t tell their beneficiaries. Maybe...
  • Buying Life Insurance Online

    Opting into life insurance is always a good idea, although you might not want to take time off of work in order to make your way to the insurance office, just to fill out the necessary paperwork and answer whatever questions they might have. Due to this, it is...