• Insurance broker

    Insurance Broker

    Despite the various methods that an individual or business can use to purchase insurance, integrating an insurance broker’s experience has proven to play a key role in the decision making. An insurance broker’s sole purpose is to protect the individual and his or her property. Basically, they are your...
  • insurance

    Insurance Definition

    Insurance is a formal agreement bound by law whereby a party is assured of future financial security or repayment/refurbishment in case of unexpected damage by an insurance company. To help reduce the payment load from their customers, the companies use risk pools to lessen the cost. In case damage...
  • long term care insurance

    Things to Know About Long Term Care Insurance

    It is possible that you have never thought about taking up long term care (LTC) insurance. While this kind of insurance may not look important during the prime years of life, it is bound to gain importance during your sunset years. Indeed, after age 60, one is more likely...
  • Mortgage Insurance Or Term Life Insurance

    Mortgage Insurance or Term Life Insurance

    You will definitely hear the term mortgage insurance in the process of seeking financing for your new home. It will be packaged as “protection for your family” although you will probably feel that it’s an unwelcomed guest looking to stretch tighter your already stretched budget. As a new or...
  • burial insurance

    Types of Burial Insurance

    Many people today have decided to purchase burial insurance to help protect their families. Deciding if this type of insurance is for you takes time. However, it is something you should consider. Known as final expense insurance, burial insurance is a specialized type of insurance that fulfills one purpose—covering...
  • renters insurance

    What Does Renters Insurance Cover?

    Renters insurance is an insurance cover that deals with protecting the belongings in your home against certain risks. In some other cases, it also protects properties outside your rental unit. Insurance cover saves destructive situations and helps people relieve stress during the hard times. According to research from the Insurance...
  • Term Life Insurance

    Term Life Insurance

    Life insurance is basically bought to replace one’s income in case they die; the money will cater for debts and day to day living costs of family members. A good example is where you and your partner own a home and it happens that you die, leaving your spouse...
  • insurance agents

    Reasons to Choose Insurance Agents

    Insurance is expensive and sensitive at the same time. Anything can go wrong at any time, and it is wise to be prepared with a good insurance coverage at the time of an emergency. Having an insurance plan is the best thing a person can do, as it covers...
  • Disability Insurance

    Long-Term vs Short-Term Disability Insurance

    In understanding disability insurance, the terms short-term and long-term are used to indicate the period in which an insurance cover is applicable. Short-term disability refers to a temporary injury or sickness that limits you from working for a short period, for example, three months. The impairment may occur when...
  • Disability Insurance

    Disability Insurance Myths

    Life is a journey full of ups and downs. Sometimes we enjoy a certain period of bliss only to be hit by a tragedy that completely knocks us off our feet. A good example is when you are earning a steady income from employment and an illness completely incapacitates...
  • pet insurance

    What Does Pet Insurance Cover?

    Pet insurance can help you pay expensive vet fees in case your pet gets a disease or an injury. There are different types of insurance covers for pets and each of them has its own different claims. The type of insurance policy that you go for depends on many...
  • insurance companies

    Find Insurance Companies

    With the high number of insurance companies and their serious marketing strategies, finding the perfect insurance company to cover you may be challenging. However, when you know how to hunt for the right insurance company, it becomes a lot easier. Here are the steps to help you find insurance...
  • insurance companies

    Car Insurance Companies

    With every year that passes by, the cost of owning a car increases astronomically. From unstable gas prices to the high cost of running and maintaining vehicle parts, it is imperative that car owners begin to look for other ways to cut car-related expenses. There is no better place...
  • These 5 TV Episodes Prove You Need Business Insurance

    There are so many reasons why a business should invest in business insurance, but they can all seem abstract and far off if you haven’t had any major office incidents. To help you visualize what could happen to your business, we’ve turned to different television genres, ranging from comedies...
  • Small Business Insurance: 4 Things You Need to Know

    If you have a small business, you need to know about small business insurance. Maybe you have purchased protection, maybe you haven’t yet. Although every type of business has different types of risks or needs, there are some common considerations. Before you buy, here are four things you should...
  • How To Choose a Family Medical Insurance Plan

    While there are numerous things parents need to do in order to ensure that their family maintains optimal wellness, attaining a high-quality family health insurance plan is particularly important. You may not know how to select the one that will be the most appropriate for you and your children. If this is...